5 Cheap Payment Processors to Help You Take Credit Card Payments

credit cards

Business owners can expand their horizons by accepting credit cards. Credit cards may be accepted in a store front or on a website or blog. Many blogs charge companies to place a link (even if it’s within the copy) on the blog, and other blogs simply need to accept payments for services they provide. Here are five cheap payment processors for in-store payment processing and online payment processing curated by some of my favorite folks at CreditCards.co.uk, a UK based website designed to provide help in choosing a card based on your personal circumstances.

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My Top 15 Favorite Places to Submit a Guest Article


As most Blog Herald readers probably know, I am a full-time guest blogger. I have at present written approximately 440 guest articles that have been scattered over almost 130 different blogs. Now I am not here to brag about how great this is, and if it was your full-time job, you would be in the exact same position (if you aren’t already). I am simply telling you this to give you a perspective on just how many different publishers I have worked with and how many different blogs I have gone out and analyzed both before and after my guest post went live.

I thought it would be helpful to compile a list for the blogging community to help those who need to guest post. I have therefore created a list of my top ten favorite blogs to offer up a guest post. I based my decisions on three things:

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Should a Blogger Pay To Post Content on a Website?


As a full-time guest blogger, I sometimes feel like I’ve seen it all—fake names, odd responses, rude comments, the absent-minded who forgot who I was—but the majority are, of course, normal. However, editors asking me, the writer, to pay to put my content on their site has been a growing trend. Quite frankly, I found this a bit odd. Many websites are thrilled to have my content because they feel it is quality content, I promote the content to a new audience, and the site does not have to put in the work of creating content.

Just the other day and editor explained to me that my content could be featured on the blog for $700, and a few weeks earlier an editor wanted to charge me $250. Naturally, both blogs were very authoritative and had a list of reasons why their blog was so wonderful, but I couldn’t help but think to myself: Shouldn’t you be paying me?

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Guest Blogging Isn’t Over When the Post Goes Live

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As a full-time blogger I see this all the time: Someone works hard to get an article on a blog, the blog goes live, and then you never see the author again. There are many bloggers who don’t fall into this category, but nonetheless this is something common amongst bloggers. The reason this is so common is because many people are guest blogging simply for the backlink. Backlinks are a great way to improve the search engine optimization (SEO) of a website, and guest posting is one of the easiest ways to make this happen. Therefore, it makes sense that many bloggers wouldn’t worry about the article after it is live—they got the backlink, which is what they came for.

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Pinterest Listens to Users and Revises Terms and Conditions


Pinterest can be a great way to increase the visibility of your brand or connect with other like-minded individuals in your industry (although it doesn’t help eliminate distractions for writers because it is so incredibly addicting, but I digress). For this reason, the social network has over 10.4 million registered uses, 9 million monthly Facebook connected users, and 2 million daily Facebook users according to Inside Network’s AppData tracking service. However, even with all of these users, the site was in serious jeopardy just a few short days ago.

Users were starting to realize that the Pinterest terms and conditions simply were not safe. Since most people do not read the terms and conditions, this problem went unnoticed by many for quite some time. Nevertheless, the truth came out quick to a large number of people; forcing Pinterest to make a change. Below are some of the terms and conditions that caused the uproar:

  • When you pin something, you agree that you own whatever it is you pin or have permission from the original owner.
  • Pinterest is allowed to sell anything you pin.
  • If any legal fees need to be paid or dealt with, you must pay the legal fees for Pinterest.
  • Any risk you may be taking by using the site (copyright issues, ownership disagreements, etc.) is entirely your responsibility.

The word was spread quickly by this graphic written by Jon Contino. This caused many to remove photographs or stop using the site out of fear that something would go wrong and they would be entirely responsible for all fees and blame. Fortunately, Pinterest listened.

The Latest Pinterest Terms and Conditions Changes

This past weekend the Pinterest team sent an email message out to all users to help solve the situation. Pinterest decided that they would be changing their terms and conditions and apologized for any inconvenience the terms may have caused. The terms will not be split into three sections: Terms of Service, Acceptable Use Policy, and Privacy Policy

Splitting the terms up into three sections should help make the terms easier to understand for all users. However most importantly, the site is going to change some of the “rules” that had so many users up in arms. Below are some of the changes discussed in the email:

  • Pinterest will not be selling any content published on the site.
  • Pins that explicitly encourage self-harm or self-abuse will not be tolerated (such as unhealthy diets or bullying).
  • There will not be simpler tools for anyone to report any copyright or trademark issues. Every pin will also have the option of a “Report Pin” button to help make this easier.
  • New features such as a Pinterest API will be added. This will allow developers and third party services top get involved in the site.

All of these changes will be set into motion on April 6, 2012. Although we still haven’t seen any changes about legal fees or responsibility of the images on the site, this is certainly a set in the right direction.

Will this change the way you use Pinterest?

Amanda DiSilvestro is a writer on topics ranging from social media to payroll processing. She writes for an online resource that gives advice on topics including merchant services to small businesses and entrepreneurs for Resource Nation.

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Was NBC’s The Office Correct in its Portrayal of Bloggers?


If you don’t watch NBC’s The Office—well you should. If not for the hilariousness, you should at least watch it for the many life lessons. Just a few weeks ago one of the main characters was opening a store with new electronics (very similar to Apple products), and it was all about the bloggers. For the intense hopeful Vice President of the company, Dwight Schrute, the most important people to impress were the bloggers. If the bloggers didn’t find the device appealing, the store wasn’t going to succeed. According to Schrute, “[b]loggers are gross. Bloggers are obese. Bloggers have halitosis. You’re gonna love them.”

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Should You Forget the Money and Blog for Exposure?


Many people blog as a hobby. Blogging can be therapeutic, a great way to stay in touch with friends, great way to keep your memories organized, and a great way to connect with like-minded people on the Internet. For this reason, many try to make money online through blogging. There are three ways to make money as a blogger:

1. Work as a blogger for a company. The company will pay you to contribute articles to blogs across the Internet. All you need to do is incorporate a link back to the company for SEO purposes.

2. Do freelance writing/blogging. Many websites will offer payment for quality content.

3. Own and manage your own blog. By owning and managing your own blog you are setting yourself up for a platform for advertisers. However, this takes a great deal of time, money, and work to create a profitable blog.

Now starting a business and creating a profitable blog is a long and sometimes frustrating process. In other words, most bloggers begin their careers as one of those first two options. I am one of the lucky bloggers because I blog for a company who pays me full-time. No matter how many articles I get placed and no matter where they get placed, I know I’m getting paid. Unfortunately, most bloggers aren’t quite so lucky and they have to jump from blog to blog to try and find websites that will pay for content. [Read more…]

Top 10 Craziest Things I’ve Heard from Editors


When you blog as much as I do, you feel like you’ve heard it all. I have never been offended by something an editor said, but I have certainly had those “did they really just say that?” moments. I think that one of the greatest parts about being a blogger is getting to meet a variety of different editors. You never know what to expect, and that’s what keeps the job interesting.

I would like to preface this list by saying a few things: First, I do not write for most of the editors that I have quoted below, so no use looking up my articles and trying to figure out which editors said what (I know you have a lot of time to do that). Second, the majority of these quotes were not taken out of context; in most cases, this was the only thing written in the email. Third, this is all completely true and was in no way exaggerated or made up (I couldn’t make this up if I tried).

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Are You Territorial Over Your Blog Contacts?


While we’re opening up about blogging—I have an odd obsession with my blog contacts. People hear that I am a blogger and many instantly ask me where I guest post and how they can get involved. I am a huge blog enthusiast, so I love to hear that more people are becoming interested. I think blogging is a great way for people to connect with other like-minded people, and I love getting to know other bloggers. However, I find that I am very territorial over my editor contacts, and this is why:

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Does Your Blog Have to Be Cheesy to Be Popular?


As someone who is somewhat new to the world of blogging, I found myself questioning many of the great blog posts. I assume that the blog community deems an article “great” when it gets more than 50 tweets or a lot of LinkedIn shares. The articles had great information, but there was one thing I couldn’t get past—the cheese. The majority of these articles had a long introduction that was cheesy and then a conclusion that summed up the cheesy metaphor. While some articles were clever and creative, I found the majority to be cheesy.

I continued to write my own blog posts and as time went on, I found that I was beginning to sound cheesy. I wanted something original, so I would force some extended metaphor onto the article. It started to seem as though this type of language was the mark of a good blog, so I began to adopt this tone. This led me to wonder: Have all the other bloggers done the same? Does anyone really like a cheesy sounding blog post, or is that just expected?

I decided to weigh the pros and the cons of the issue to see if the annoyance is actually beneficial:

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